Mr. Khamchanh is a 35 years old merchant. He has a lovely family, with one son and one daughter.

Mr. Khamchanh has a dream to see a better future for his family, and he decided to buy PRUDream Protector with following features: Total coverage amount of LAK 25,000,000 with a policy term of 10 years.

Premium that Mr. Khamchanh pays:

*Monthly and annual premium paid is available only for standing order (direct bill through the bank).

Benefits for Mr. Khamchanh’s family:

1. If Mr. Khamchanh unfortunately pass away or become Total and Permanent Disabled (TPD) due to natural causes:

   • In the first 12 months of the plan, Mr. Khamchanh’s family will get LAK 414,500.

   • After the first 12 months of the plan, Mr. Khamchanh’s family will get LAK 25,000,000.

2. If Mr. Khamchanh unfortunately pass away or become Total and Permanent Disabled (TPD) due to accidental causes:

   • Mr. Khamchanh’s family will get LAK 50,000,000. 

1. Underwriting is not required, but just only answer some health questions as provided. The policyholder has the right to cancel the policy within 30 days after Customer receives and signs the acknowledgement from Prudential. Upon cancellation, Prudential Life Assurance (Lao) Company Limited will return the premium(s) paid after subtracting medical examination fees and outstanding debts, if any.

2. This brochure is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.